I had read Mr. Williams review about joe and I know he is not telling the true about what happened with his paper work. I did the same thing with joe and company the bank send the money directly to me with both names on it and his crew did my work. There was nothing wrong with w-9 maybe Mr. williams changed his mind and hired another contractor and used joe paper work and things did not go as he planned to blame joe about it. He came to give free estimate but I did used him and his company. I strongly recommed joe to do all kind of work. Thank you! AAC Roofing and C. S. people give the job to the same contractor who is doing your paper work so you don't turn around and blame them because you are getting your money on time or make any excuses to make these guy look bad. remember we all work a living. God bless you all and America!